The IRS Deductions Blog

Posts Tagged ‘medicine’

Question: the phrase cheap labor is it a myth, a farce and a lie?

there is no such thing as cheap labor.take for example, an illegal mexican who sneaks in here with his wife and five kids .he takes a job for 5 or 6 dollars an hour. at that wage with six dependents he pays no income tax, yet at the end of the year, gets an earned income credit of up to 3,200 free.he qualifies for section 8 housing and subsidized rent, food stamps and free no deductible, no co- pay health care.his kids get free breakfasts and lunches at school, and require bi- lingual teachers and books that we the tax payers provide.he doesnt have to worry about car ins, life ins or home owners ins. we the taxpayers provide spanish language signs, bulletins and printed material.he cannot be fired, harassed, or sued.he and his family receive the equivalent of $20 to $30 an hour in benifits .

Answer: WOW you sure got that right. I had thought making $4 an hour was bad, but, then, they don’t pay taxes, or FICa or Social Security, or medical insurance. WOW I realized after my deductions I make about $3.80 an hour
DAMM WET Backs get more than me.

Items on Amazon Right Now for Home Health Care Deductible:

Health Economics, including: Socialized Medicine, Health Care System, Home Care, Cost-effectiveness Analysis, Incremental Cost-effectiveness Ratio, … Deductible, Medical Tourism, Charity Care $27.85 Hephaestus Books represents a new publishing paradigm, allowing disparate content sources to be curated into cohesive, relevant, and informative books. To date, this content has been curated from Wikipedia articles and images under Creative Commons licensing, although as Hephaestus Books continues to increase in scope and dimension, more licensed and public domain content is being added. We belie…

Health care reforms coming by October for some chronically ill

Thousands of uninsured Michiganders rejected by insurers because of chronic health problems will be able to buy affordable coverage by October when they enroll in September.

Health Insurance Basics (College Health Guru)

Question: Are health insurance deductibles based on PLAN year or CALENDAR year? What if a new plan starts Dec. 1?

If based on CALENDAR year, do I get screwed every year on all expenses incurred during December? We always have a new plan on Dec. 1…so any out-of-pocket costs during December won’t add up to the calendar year deductible. Then, does the meter reset to zero on January 1, and nothing I spent in December counts? Please tell me this ain’t so!

Answer: Bad news about that: Calendar Year Deductible for about 99.999% of the plans out there.

Say you started in Dec 2007. You got a little hosed on your medical expenses counting to your deductible last year. This year your expenses in December will count on your 2008 deductible. So, the money you’ve spent on your health care throughout the year still applies in December… it doesn’t get zeroed out Dec 1 AND Jan 1.

Well, no plans do that to my knowledge, but I don’t know what you have, or what State you are in. You should be able to call your carrier (the number will be on your insurance card) and ask for clarification on anything.

Items on Amazon Right Now for Deductible In Health Insurance:

Deadly Spin: An Insurance Company Insider Speaks Out on How Corporate PR Is Killing Health Care and Deceiving Americans $4.99 Wendell Potter is the insurance industry’s worst nightmare.In June 2009, Wendell Potter made national headlines with his scorching testimony before the Senate panel on health care reform. This former senior VP of CIGNA explained how health insurers make promises they have no intention of keeping, how they flout regulations designed to protect consumers, and how they skew political debate with mult…

The Profit Trap: Secrets the Health Insurance Industry Doesn’t Want You to Know (First in a Series) Healthcare reform or not! If you buy, change, cancel or own health insurance of any kind (public, private or group) in your lifetime you better have this book first. America has been kept uneducated on purpose about how healthcare and health insurance really works for decades. Gain control over your quality, access and costs of your healthcare once and for all. Never be taken advantage of again by…

Impact of Type of Insurance Plan on Access and Utilization of Health Care Services for Adults Aged 18-64 Years With Private Health Insurance: United States, 2007-2008 $1.99 National attention to consumer-directed health care has increased following the enactment of the Medicare Prescription Drug Improvement and Modernization Act of 2003 (P.L. 108-173), which established tax-advantaged health savings accounts (HSAs) (1). Enrollment in consumer-directed health care products has increased over the past several years (2). Consumer-directed health care may enable individu…

County health insurance rates to increase

The cost of providing health insurance to county employees will rise July 1, but taxpayers won’t see the increase. County employees will pay higher premiums, meet higher deductibles and face more…

What is a health insurance deductible?

Question: Medical bills going to court has anyone ever won?

I had gallbladder surgery in late February. My deductible is $5000 with insurance. I p[aid the hospital $1000 upfront before the surgery. I still owe $3500 thereabouts. Husband has been out of work injured on job (no workmens comp no assistance whatesover but we are in applying process for social security) I have four kids and was a stay at homeMom and I have a heart problem. I went back to work fulltime but Im a travel agent so I dont make a lot of money and with mortgage and 4 kids I cant pay this bill (mind you husband has had two hip surgeries so we owe like $50,000 there as well) I told the hospitasl when husband gets disability backpay in a couple months Id pay them in full but they are still sueing me at end of this month is court case. have you ever heard of a judge feeling sorry for a person and throwing the whole case out? I cant pay this bill I can barely pay my mortgage and monthly bills. I was told I cant get govt assistance because Im not an aillegal alien.

Answer: Shame! We always loose, companies win. Go and watch SICKO BY MICHAEL MOORE. USA is the only ‘rich’ country in the world that does not care about their citizens and gives them proper health care. Look Spain, France, Italy, Germany … all of them have FREE and GREAT health care systems, while we here have nothing. You can die and if you do not have insurance, they let you die. Worse than animals!

Items on Amazon Right Now for Deductible Disability Insurance:

Back injury can set you on your back and set you back financially

Whether you’re doing heavy lifting as part of your “honey-do list” around the house or simply lifting groceries out of the car, a back injury can set you on your back (literally) and set you back financially. According to a tally of accident insurance claims submitted in 2009 to Colonial Life & Accident Insurance Company, back sprain or strain was the number-one occurring injury.

Lyme Disease – Lovette’s Story : Ticked Off and Fed Up

Home insurance and rental insurance also provider personal liability protection in the event that someone is injured while on your property or at your home. There are some steps you can take in order to keep home insurance rates affordable for you.

The first thing you should do is talk to an agent from the insurance company with whom you have other insurance policy types (for example your auto insurance). Many insurance providers offer a discount to people who have more than one policy with their company. You will then want to request quotes from several other insurance companies for your review.

Take your time to narrow down the list to the insurance companies offering you policies with the best coverage at the most affordable rates. Visit websites for those companies and perform a Google search to make sure each company has a solid reputation and positive customer reviews. Do not forget to inform insurance companies if your home has flame resistant building roofing materials, smoke alarms and carbon monoxide detectors, burglar alarms and other features. You often receive discounted home insurance rates if you have one or more of these features in your home. When shopping for home insurance rates, determine the highest deductible you could afford to pay in the unfortunate event that you would need to file a claim on your home insurance.

If you are able to opt for higher deductibles, this can save you quite a bit of money on your home insurance. Even if you rent rather than own a home, you will want to coverage for your belongings and to protect yourself from any personal liability claims. You should shop around for rental insurance. The approach you take for affordable home insurance rates will be similar to those you use for rental insurance. Talk to your current insurance providers for other policies to determine if they offer rental insurance. Once again, you might be eligible for a multi-plan discount.

Compare rental insurance rates with more than one company so that you can find good coverage at an ideal price. Select the highest deductible that you feel you can afford in order to keep down the cost of your rental insurance premium. Whether you are purchasing homeowner’s insurance or rental insurance, you will need to decide if you want replacement value coverage or actual cash value. Replacement value policies will generally be the more expensive of the two. Replacement value for home insurance will provide you with a payout for the amount needed to rebuild your home (or replace belongings in the case of rental insurance) as it was before it was damaged or destroyed.

An actual cash value home policy will provide you with a payout that is equal to your actual cash value (for your home or belongings) minus depreciation. (You will receive a significantly smaller payout). If you take your time when shopping for home insurance rates, you can find excellent insurance coverage at a price that fits your budget.

Items on Amazon Right Now for High Deductible Home Insurance:

Legal Notices in the December 24th Edition of the St. James Plaindealer.

Legal Notices

Consumer reports: Homeowners insurance