The IRS Deductions Blog

Posts Tagged ‘insurance’

Question: medical bill from high deductible plan in collections?

I have a $6000+ medical bill with a high deductible plan. The amount that I needed to pay to the dr was approx $2000 in order to meet the deductible. I confirmed with the insurance co that they sent a writ advising that they should only be charging the $2000. The dr office did not seem to understand the concept of the high deductible plan at all. I was advised that their billing of the insurance company was simply a courtesy and that 6000 was due. I pretty much just got tired of arguing with them and asked to put it on a payment plan just to be sure that it did not get sent to collections. They advised me that a payment plan had been set up. I then received another $6000 bill from them. I went ahead and sent a $200 payment from my HSA and notated on the bill that I had set up a payment plan. They proceeded to charge the $200 and then sent the $6000 bill to collections. I have no intention of paying any more than the 2000 I genuinely owe. Do I have any recourse here?

Answer: The doctor’s office will be charging YOU in full, if they don’t get paid by your insurance.

You need to stop arguing with the doctor, and go ask your INSURANCE company why they didn’t pay the $4,000.

You have NO recourse with the doctor’s office – legally, YOU are on the hook for all medical procedures that you had. The collection agency will take this to court and win, and garnish your wages and seize your assets, to get paid.

Your beef is with the insurance company. WHY didn’t they pay? Whose fault is it?

The doctor has NO obligation to even bill the insurance company for ANYTHING. Ultimately, it’s up to YOU to make sure everyone does what they’re supposed to do, in a timely manner.

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City considers switch to HSA plan

City council’s finance committee is considering switching to a health savings account plan for all city employees.

HSA Plans – The mysterious High Deductible Health Plan

Question: Did President Reagen really stop credit card and and auto loans interest from being tax deductible?

My dad said he use to claim his interest paid on auto and credit loan on his taxes as a deductible(interest only) and he said that he raised the social security retirement age from 62 to 65

Answer: If it happened on Reagan’s shift, then he would have only signed it. A bill like that would have to be written by Congress. But I don’t remember when you could no longer write those off. You use to be able to write off uniform/business clothes costs as well. But each year the write off got smaller and smaller until no more.

Democrats controlled both Houses of Congress during the entire 8 years of Reagan.

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Middleton girl raises money for wildlife hurt by gulf spill

MIDDLETOWN — A 12-year-old Middletown girl is organizing a walk to raise money for wildlife affected by the oil spill in the Gulf of Mexico.

IDA Opportunity

Question: car insurance definitions?

in car insurance, what are the definitions of:
Policy
Premium
Deductible

Answer: policy is the document itself that tells you what is covered through your insurance as well as what is excluded from coverage.
premium is what you pay monthly, every six months, or once a year typically to keep the policy active.
deductible is what you pay to get a covered auto on your policy fixed. if your collision deductible is 500 then you pay 500 if your car is involved in an accident and you choose to get the car fixed through your insurance company. Your insurance company will pay the remaining amount to fix the car after you pay the deductible.

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Income the key to claiming super deduction

With the end of the tax year looming, some people with large capital gains are looking for ways to decrease their tax.

Open for Questions: Healthcare Reform & Insurance Companies

Question: How much is the blackberry curve deductible?

I lost my blackberry and I wanted to know how much is the insurance deductible so I can get a new one or get it through the insurance please help………

Answer: If you have ATT it is only $50

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Learn about ferns at Louisville festival

Lush and lovely ferns can fill a shady glade with lacy foliage, creating an exotic, earthy atmospher

Senator Grassley’s health care solution? Get a job like his.

Question: Do you prefer Consumer Driven Health or Traditional Health Insurance?

Consumer driven health is paying low monthly fees and receiving major discounts when going to the doctor and dentist. You pay no premium, deductable or co-pay like with traditional insurance. All of that money you save by not paying premiums a deductibles could go straight to your discounted doctor or dentist bill. Which would you prefer and why?

Answer: consumer driven health, cos i don’t have that much money.

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Marblehead Professionals release findings of insurance survey

The Marblehead Professionals recently conducted a survey of its members to understand key issues regarding health-care insurance.

Paying More & Getting Less – 06/22/09