The IRS Deductions Blog

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Question: Will auto insurance companies let me make payments for a deductible?

Or is the entire amount due up front immediately?

Answer: You don’t pay your deductible to the insurance company, it is owed to the shop that completed the work on your car. The insurance has already sent the shop what they owe them, you have to pay them the deductible.

You could contact the shop to see if they will work with you on the deductible. It is up to them

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