No Deductible Insurance
January 5th, 2009
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Question: Why can’t I, in California, get my car insurance deductible back until the other prvt party pays what they owe?
The other parties insurance refused to pay as the person driving wasn’t covered. Now they owe 5000 to my insurance and are paying 100 a month, my insurance says some state law in California says I can’t get my 500 Deductible back till they pay everything, what law, and why? The guy can’t tell me anything but that California isn’t a “money first” state
Answer: The first money received should go directly to your out of pocket expenses, then the insurance company should take their money.
If you with a low cost insurance carrier, this may not be the case. You will probably have to take this person to small claims.
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